MSD’s Prefund vs. Credit Line Models

The Strategic Choice That Powers Your Card Program’s Success In today’s fast-moving business environment, the way you fund your card issuing program can make or break your operational efficiency. MSD’s dual funding approach gives you the strategic flexibility to match your funding model to your business reality—not the other way around. Whether you need immediate liquidity or prefer to leverage …

Are You Getting the Most Out of Debit Transactions? Understanding EMV and PINless Support.

Start by acknowledging that while credit cards get a lot of attention for their rewards and perks, debit cards are often the workhorse of daily transactions. For many businesses—especially high-volume retailers—debit is the most common way customers pay. However, not all debit processing is created equal. Key Point: Merchants need a solution that balances security (preventing fraud) with speed (keeping …

Beyond Swiping: 10 Alternative Payment Methods Your Customers Actually Want

While traditional credit card processing remains essential, today’s consumers are demanding more payment options than ever before. According to recent research, 81% of consumers consider flexible payment options important, with 44% expecting to use digital wallets more frequently in 2025 . At Merchant Service Depot, we’ve seen how implementing alternative payment methods transforms customer experience and boosts revenue. Whether you’re …

AGENT GUIDE TO: Total Acceptance Payment Gateway vs. Traditional Gateway.

Our Field Guide to Comparing Traditional Payment Gateways and Merchant Service Depot’s Total Acceptance Gateway (TAG) This guide provides a comprehensive comparison between traditional payment gateways and Merchant Service Depot’s Total Acceptance Gateway (TAG), segmented by key functionalities. Each section also explores scenarios where a sales representative can either win or lose a deal based on how these features are …

ISO / ISV / PARTNER MODELS: THE POWER BEHIND PAYMENT INNOVATION

Behind every successful payment experience, there’s a network of partners working together — Independent Sales Organizations (ISOs), Independent Software Vendors (ISVs), and technology providers.They’re the invisible engine driving the future of digital payments — connecting businesses, platforms, and technology under one ecosystem.   Why It Matters: For ISOs — It’s all about flexibility. You can white-label powerful payment technology, manage …

EMBEDDED FINANCE: THE NEXT BIG MOVE FOR MERCHANTS

In the world of digital payments, one trend is redefining how businesses operate — Embedded Finance.Instead of sending users to separate banking or payment apps, financial tools like payments, lending, and cards are built right into your platform. It’s seamless. It’s faster. And it’s changing how merchants, ISVs, and platforms make money. Why It Matters: Simpler user experience — Customers …