ACH allows merchants to offer flexible payment options to their customers.

Funds travel from customer accounts to business accounts faster and more securely, eliminating lengthy waiting periods for business owners.
ACH does not require special equipment or hardware, and it is available to practically any business type, including those that cannot acquire credit card processing due to their product or service. The software is free and merchants need only a computer and a reliable Internet connection. Merchants receive real-time transaction updates and the ability to accept eChecks over the phone, enabling customers to make instant, confident payments.

Additional benefits of ACH check processing include:

• Giving customers who do not use credit cards an alternate way to pay for goods or services online.
• Reduced costs for merchants in the areas of accounting personnel, paper products, and payment processing equipment.
• Easy conversion of paper check transactions into digital ACH transactions reduces the need for trips to offsite banking facilities.
• Helps to eliminate costly NSF fees associated with bounced checks.
• Set up a schedule to automatically collect fees for subscription services, memberships, and other recurring payments.
• Increases convenience by enabling customers to pay via the Web, telephone, email or virtual terminal.